Real estate appraisal services for homeowners in the city of Shelley and Bingham County

See the top seven reasons why Idaho homeowners call on Lynn E. Peterson:

Pre-listing appraisals (whether they're selling the home themselves or using a real estate agent)
Challenge Bingham County's assessment of your property
To cut a mortgage payments by removing PMI
Reinstate their Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
If real estate property needs to be divided because of a divorce
To settle an estate in Bingham county or Idaho by determining the true market value of the property in question


	Need help determining the value of your house in or near Shelley, Idaho? Contact Lynn E. Peterson.

At Lynn E. Peterson, we understand the particular needs of a customer after appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. But as a general consumer, you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our findings.

For Sale by Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Lynn E. Peterson are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value conclusion than yours.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if your home is not appreciating as much as other houses close to yours. That only means you are going to pay more taxes than you should. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from Lynn E. Peterson is your perfect weapon when contesting your property tax assessment.

PMI Removal Appraisals

An attractive money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. At Lynn E. Peterson, we're seasoned in helping folks just like you get rid of unwanted and unneeded PMI insurance.

Was your HELOC recently frozen?

Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can be bad for your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow angle. Lynn E. Peterson can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you'd wish to have an expert double-check it for efficiency or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had done before. Even though most appraisal reviews are commissioned by lenders, homeowners suspecting they've been the victim of mortgage fraud are prudent to invest in a second opinion.